
LUMBERYARD
INSURANCE
WHAT IS
LUMBERYARD
INSURANCE
Carriage Trade Insurance Agency is New York’s premier property and casualty insurance agency serving the lumber and building materials industries for over 15 years. We are the recognized insurance agency leader for wood and lumber-related businesses.
Servicing Lumber Yards from all across the Northeast;
including New York, New Jersey, Connecticut and Pennsylvania
We are highly skilled insurance and risk managers who help lumber businesses better manage their everyday risk to generate lower, more consistent premiums. We look forward to helping you protect your lumber business.
We can help cover risks for:
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Building Material Dealers
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Cabinet Showroom
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Drywall Distributors
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Electrical Suppliers
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Hardware Stores
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Home Centers
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HVAC Suppliers
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Insulation Distributors
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Interiors Doors
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Landscape Supplies
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Lumberyards (Retail/Wholesale)
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Masonry Yards
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Plastic/Composite Lumber
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Plumbing Supplies
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Roofing & Siding Distributors
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Wood Imports
What coverage do you need?
General liability insurance: General Liability (GL) provides financial protection in case your lumberyard is sued or held legally responsible for some injury or damage. This is particularly important when thinking of the third parties that may come in close contact with the various dangers of the work environment.This includes claims of third-party bodily injury and property damage. If your lumber yard is sued, general liability insurance can help to cover the costs of any legal fees or settlements.
Commercial Property Insurance: This financially protects your business property including buildings, equipment, furniture, and inventory, in the case it is damaged or destroyed by a covered peril. Commonly covered perils include fire, theft, vandalism, and water damage.
Workers’ compensation insurance: This is a vital policy for lumber yards since employees are engaging in manual labor and working with dangerous machinery. While training your staff on the proper techniques on how to safely use equipment is great, accidents are impossible to avoid. This is where your workers compensation policy would come into play.
Inland marine insurance: This covers your business property that is transported on land. This is important to have for lumber yards that transport inventory or equipment to different sites or offer delivery services.
Additional coverage: Commercial auto insurance financially covers damages if a collision occurs while driving a company vehicle.
Carriage Trade Can Help
If you've read this far, thank you for your interest in Carriage Trade Insurance Agency, Inc. We work with multiple A+ rated companies in New York, New Jersey, Connecticut and Pennsylvania. Let’s get your insurance needs met at the best price points today!
Call our office today at 516.358.5600 or contact us online and an insurance professional will get back to you promptly.