WHAT IS
CHURCH INSURANCE
A church is more than a building – it's a community.
Sharing the Gospel is your first priority. Carriage Trade Insurance’s first priority is to help you find your ministry the proper insurance coverage. For more than 20 years, our commitment to Christian churches has included:
Helping you manage costs.
Increasing and improving loss prevention.
Ensuring that we provide value.
Churches and other religious organizations give people a familiar, comfortable environment to come together and worship. Protecting your ministry with the proper insurance allows you to continue your work despite unexpected costs. A church insurance policy can also help you provide physical and emotional protection to your community in times of need.
Find The Best Church Insurance Quote
For Your House of Worship
What Types of Church Insurance are Available?
Like other kinds of insurance, there are various types of insurance options to choose from regarding church insurance. Most plans include property and liability coverage.
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Property and liability insurance policies are often similar in addressing non-ministry-specific losses. However, they can vary significantly in other factors unique to your mission. At Carriage Trade Insurance Agency, we tailor your insurance coverage to protect your ministry's unique property, people, and programs.
Property coverage protects buildings, signage, and contents from damage and theft. Some of the
non-standard items that are covered in church insurance include, but are not limited to, the following:
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Stained glass windows
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Equipment failure, including electronics
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Fire and security alarm upgrades
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Personal property loss worldwide, e.g., items lost on a mission trip
Liability coverage protects the ministry against claims of property damage or bodily injury. This includes claims that occur on church property or at a church-sponsored event. Enhanced liability coverage includes, but is not limited to, the following:
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Professional liability insurance
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Personal injury liability
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Teacher/governing board liability
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Specialized emotional injury liability
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Sexual misconduct liability
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Directors, officers, and trustees officer's liability
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Employee practices liability
It also may be beneficial to add commercial auto insurance and worker's compensation to your policy for added protection.
Customize Your Quote
You can customize your church's insurance policy by adding a variety of optional coverages.
These can include the following:
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Lost wage coverage
Key person replacement coverage
Computer fraud coverage
Flood coverage
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We help find the best insurance for churches across
New York, including Queens, Staten Island, Brooklyn, and the Bronx.
Ready for a quote?
Let’s get your insurance needs met at the best price points today!
Call our office today at 516.358.5600 or contact us online and an insurance professional will get back to you promptly.