WORKER'S COMPENSATION
INSURANCE
WHAT IS
WORKER'S COMEPNSATION INSURANCE
Workers' compensation insurance is mandatory insurance that provides wage and medical benefits to workers who get ill or are injured at work. Workers' compensation insurance is mandatory by every state, but the benefits do vary.
Protect your employees with workers' compensation insurance
What Does Worker's Compensation Insurance Do?
For your employees, it helps to cover:
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Medical expenses
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Lost wages
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Rehabilitation costs
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Pays death benefits to families of employees who are killed on the job.
Workers' Compensation Benefits Your Business
Not only does workers' comp help your employees, but it helps your business too. Workers' compensation provides a safety net for your business in the event of an accident. To help your employees get back to work, this coverage allows them to receive vocational rehabilitation services. Additionally, in the event of a lawsuit, it will help with legal costs.
What Is Not Covered By A Workers' Compensation Policy?
A few examples include:
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Accidents that occur due to an employee being intoxicated or using illegal drugs
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Injuries that happen while not on the job
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If an employee's conduct violates company policy
Ready for a quote?
Our team of experts work hard to stay ahead of trends and innovations in the insurance industry, so we can find you the best policy for you. We understand every business's insurance needs are not the same. We will work with you to help you save on insurance while keeping you protected. Plus, when it's time to renew your insurance, we are here to help you shop for affordable policies and offer options to help you save.
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Reach out to us today to see how you can get personalized coverage that suits your business the best. Let’s get your insurance needs met at the best price points today! Call our office today at 516.358.5600 or contact us online and an insurance professional will get back to you promptly.