INLAND MARINE
INSURANCE
WHAT IS
INLAND MARINE
INSURANCE
Inland marine insurance is a policy for businesses that help protect a business's property transported on land. This protection extends to equipment, materials, or products shipped on the ground.
Find The Best Inland Marine Insurance For Your Business
In addition, this coverage helps to protect business property that is being moved or is used for transportation purposes. Inland marine insurance may be for you if you own a business that ships or transports products or equipment.
What Does Inland Marine Insurance Cover?
Inland Marine insurance is an excellent policy since it may cover items not included in your property coverage. The coverage helps cover the costs to repair or replace damaged property due to covered events. Types of events include theft, fire, wind, or water damage. Inland marine insurance also protects you from damage or loss due to accidents or mishandling.
Inland Marine insurance typically covers:
Property that is being transported
Property that moves between locations
Electronics
Party and special event equipment
Fine art and collectibles
Bridges and radio towers
Trade show exhibits
Computer systems and personal computers
Communication and networking equipment
Construction/contractor equipment
Medical and scientific equipment
Cargo/items for delivery
Tools
Solar panels and wind turbines
Miscellaneous property
In addition to the above, an inland marine insurance policy may provide additional coverage for specific situations. For example, this may include protection for:
​
-
Any missing property where the cause of the loss cannot be discovered
-
Property losses that are caused when an item is dropped or mishandled, either in transit or loading/unloading.
Ready for a quote?
You should consider adding inland marine coverage if your business has any property that is movable. Talking to your insurance agent is the best way to determine if you need inland marine coverage. At Carriage Trade Insurance Agency, we can help you determine if some of your company transactions fall outside the coverage provided by your current commercial insurance.
​
For example, even if you have a business owner's insurance or property insurance, that may not cover any of your property if you have to move it to a different site. Therefore, inland marine insurance would help alleviate the risk if there was an accident or theft while moving your equipment.
Carriage Trade Insurance can find the right insurance for you. We will help you determine if inland marine insurance is right for you and that your business is protected from risks. Feel free to reach out to us to see how you can get personalized coverage that suits your business the best. Let’s get your insurance needs met at the best price points today!
Call our office today at 516.358.5600 or contact us online and an insurance professional will get back to you promptly.